CORN AND POTATO CHOWDER

3 Cups Corn, frozen or canned(drained)
2 Cups Potatoes, Diced, Red ones are great for this
2 Tablespoons Butter or Marg.
1/4 Cup Onion, diced
1/2 Teaspoon Salt
1/8 Teaspoon Black Pepper
1 1/2 Cups Warm Water or chicken broth
2 Cups Warm Milk
2 Tablespoons flour, mixed with 3 tablespoons cold water
1 Bag Cheddar Cheese
1 Cup Cooked Ham, if you like
6 Sliced Bacon, fried and crumbled if you like
In a large pot combine all the ings. except the flour and flour water. Cook on medium untill the potatoes are fork tender. Add the milk and flour water stirring well. Bring to a boil, turn down and let cook for around 10 minutes or until thick. Serve in bowls with cheddar cheese on top.